Our Firm Was Founded To Better Your Life Through...
Sound Financial Planning
Tailored, comprehensive plans thoughtfully developed based on your distinct needs and goals.
Knowledge & Experience
Founded in 1974, we’ve grown to become a collaborative team of thought-leaders in the financial services industry.
Cutting Edge Tools & Technology
Our firm combines old-fashioned customer service with the convenience and ease of today’s top technology.
We Offer a Special Focus On
Social Security Maximization
We've been brainwashed into thinking Social Security isn't going to be there for the long term, so many couples ignore it when it comes to their retirement planning. Their attitude is "Don't count on it because it may not be there." However, it may be the most important decision middle income couples make in retirement. Most people are eligible to elect Social Security at any time between age 62 and 70. But without the guidance or proper education on their options, retirees will often elect Social Security at whatever age they decide to retire, not the age when it will give them the maximum lifetime benefit.
Understanding which types of investments should be included in your financial plan is a big undertaking for anyone - let alone configuring how they should be weighted and shifted over time. The truth is, there’s no one-size-fit-all formula for constructing the right portfolio. Instead, it all depends on your individual financial landscape and goals. Utilizing a knowledgeable and experienced team like Zuk means delegating this responsibility to someone who understands both your unique financial concerns as well as the larger market and its changing conditions.
When it comes to growing and protecting your assets, taking tax efficiency into account is crucial to maximizing your hard-earned returns. In fact, knowing when to withdraw assets and from which accounts is just as critical and important as building your savings in the first place. Our advisors offer a special focus on retirement planning and investment management with an emphasis on tax efficiency. We’ll work together to help minimize and optimize your tax obligations.
As easy as it is to think of your finances as a separate entity from yourself or your family, the truth is it’s an important part of who you are and why you make the decisions you do. With that being said, it can be difficult to make unbiased or unemotional decisions about your personal finances. Your Zuk advisor can help you understand your personal bias when it comes to making money decisions and offer empowering strategies and ways in which to overcome it.